According to azcentral, Social Security benefits, which support over 71 million Americans, are subject to annual cost-of-living adjustments (COLA). This adjustment ensures that benefits keep pace with inflation, maintaining their purchasing power. For 2024, the COLA was set at 3.2%, but what can beneficiaries expect for 2025?

Estimated COLA Increase for 2025

Current projections suggest a 2.57% increase in COLA for 2025. This adjustment is anticipated to add approximately $50 to monthly benefits. However, this increase might not fully cover the rising costs for seniors.

Impact on Seniors and Additional Considerations

According to a 2024 Seniors League study, retirees would need an additional $370 per month to match their buying power from 2010. Moreover, the 2.57% estimate does not account for potential increases in Medicare Part B premiums, which could further affect beneficiaries’ net gains.

Stay informed about Social Security adjustments and plan accordingly to manage potential shortfalls in your benefits.